How you can Master the 4 spheres of Business – lets talk finance

This is the second article in our series on how to master the 4 critical areas of your business, to ensure your business can grow and make a good profit. It’s critical to ensure that you don’t have a weak link in your 4 areas, as a business can only grow as strong as its weakest link.


How understanding your financials will make or break your business.

There is a plethora of information out there on what numbers you need to know in business – to see what I mean just  google “what are the most important numbers in business” you get a vast number of links, including;


Who wins? Cash Flow…or Profit?

Which is more important Cash Flow or Profit?  It’s a question that gets asked often by business owners finding it hard to manage both a positive cash flow and actually making a profit at the end of the month. And there are many variations on this same question… Should I focus more on Cash Flow or Profit…? When is cash

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The Cash Gap

So often we have clients come to us and say “my business is making great sales, and a decent profit, but there’s never any money in the bank!”. Well we are here to tell you bad cash flow has nothing to do with sales … but everything to do with how you spend and collect your money. Imagine running your

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Maximum Utilisation

In earlier discussions we talked in some detail about Break Even of a business (BE). Taking a big picture approach to the business and understanding how that business can operate while covering the cost of operation. We take this thought further in this paper by examining how to apply BE to the individual parts of a business to extract value

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Overdraft is not a dirty word

Why do 80% of businesses fail in the first 5 years? Is it a lack of drive? Not enough hours being put into the business? Well, according to Forbes there are five reasons why businesses fail. The first three involve marketing. The fourth speaks to leadership skills and the final, fifth reason, is because a profitable financial system and business

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Don’t Eat Your Seed Corn

Saving hard-earned income from a business is a practice that in theory we know we should do and we should do it often. Putting away some of the in-goings so that we live to see another day is important. It’s when we see that large number in our account that there is an overwhelming (and completely normal) response which urges

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Managing Break Even

The Break Even (BE) number is not just another percentage and doesn’t fall into the category of “88% of statistics are made up on the spot”. It’s an actual calculation that is used in business to understand how it is performing. It allows the Business Leader to adjust their business plan and either keep going in their current direction or

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How to get instant referrals ebook

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“Instant Referral Strategies and Instant Quotes”
by Bradley J Sugars, World Renowned Business Coach.
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